California Lending for Residential Hard Money Loans under $2.5M

Residential Hard Money

Do You Have A Project We Can Help With That Requires A Hard Money Mortgage Loan?

Lending Guidelines

Lending Guidelines

  • Loan Amounts: $250,000 – $2.5 million 
  • Loan to Value (LTV): up to 70%

  • Interest Rates: 6.99% – 14.99%

  • Fees: 2 – 6 points (including lender or investor fees)

  • Loan Term: 12-60 months

  • Property Types: Investment residential and commercial

  • Loan Types: Purchase, Refinance, Equity Cash out, Bridge Loan, Rehab, Construction, Lender Participation

Why Choose Mortgrates Property Financing?

Why Choose Mortgrates Property Financing?

  • Short or longer term loans (up to 5 years)
  • Competitive rates and fees

  • Lots of capital waiting to be invested

  • Long list of satisfied borrowers and investors

  • Will consider any loan that makes sense.

Financing Available in the Following Areas

Financing Available in the Following Areas

  • Los Angeles
  • San Diego
  • San Jose
  • San Francesco
  • Fresno
  • Sacramento
  • Oakland
  • Sonoma

Many more…servicing all of California.

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Mortgage Rates
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Jumbo Mortgage Rates $765,600+
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All Credit Types Welcome.

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